4finance
4finance is an international digital consumer lending group that provides installment loans and lines of credit to customers across various markets. The company operates through several regional brands and utilizes proprietary data and technology to manage credit risk.
Brand Identity Data
HQ Country
Latvia
HQ City
Riga
Founded
2008
EU Headquartered
Yes
EU Manufactured
No
Ownership Type
private
Stock Exchange
Private
Tax Domicile
LU
Ultimate Parent
4finance Group S.A.
Carbon Neutral
false
B Corp Certified
No
Repair / Recycling
No
Ethical Certifications
None verified
Verified on October 15, 2026
Corporate Lineage
2008
Company founded
The company was established in Latvia as a provider of online consumer credit products.
2011
International expansion
The group began expanding its lending operations into various European and international markets.
2014
Reorganization
4finance Group S.A. was incorporated in Luxembourg as the new holding company for the group.