Zentralstelle für Kreditinformation
Zentralstelle für Kreditinformation (ZEK) is a Swiss association that operates a central database for credit information regarding private consumer loans and leasing contracts. It serves to protect lenders and consumers by monitoring credit obligations and promoting responsible lending practices across Switzerland.
Brand Identity Data
HQ Country
Switzerland
EU Headquartered
Yes
EU Manufactured
No
Ownership Type
cooperative
Stock Exchange
Private
Tax Domicile
CH
Ultimate Parent
Zentralstelle für Kreditinformation
Data Hosting
CH
CLOUD Act Exposure
No ✓
AI Trains on User Data
false
GDPR Status
compliant
B Corp Certified
No
Repair / Recycling
No
Ethical Certifications
None verified
Verified on October 15, 2026
Corporate Lineage
1968
Establishment
The ZEK was founded as a Swiss association to manage consumer credit information.
2003
Consumer Credit Act
The ZEK's role was formally recognized and integrated into the implementation of the Swiss Consumer Credit Act.